Your Dream Tattoo Isn’t Done All at Once…

Why Should Your Payment Be?

At NR Studios, creating the tattoo of your dreams requires dedication, time and skill. With over 30 artists in 3 convenient locations, we make it easy to see your vision come alive with ink.

But what isn’t always easy is paying for it. The last thing you want to do is get deeper in debt or fork over a ton of cash for something that takes months to complete.

We’re the First and Only Tattoo Studio in the U.K. to offer 12 Months 0% Interest Financing

That’s right. Take one full year to pay for your tattoo with absolutely no interest. There’s no faster, more flexible way to get the tattoo you’ve always wanted, crafted by the skilled hands of our professionally-trained artists.

And Just Because Your Tattoo Can Be Paid For in a Year Doesn’t Mean It Will Take that Long to Complete!

Sure, you have a year to pay, but why drag out the completion of your tattoo that long? Through our exclusive financing program, you can book your tattoo today and depending on the design complexity and placement, have it completed in as little as six weeks!

How Is That Possible?

We generally do two full-day sessions back-to-back, then give your body three weeks of time to heal. This allows the skin to repair itself before we continue.

Here are Some of the Most Common Requests We Receive Along with Approximate Timeframes and Costs

Half-sleeve:
Completed in 1 month. Cost £1800 – £180 deposit, 12 payments of £135.

Full-sleeve:
Completed in 6 weeks. Cost £4000 – £400 deposit, 12 payments of £300

Back-piece:
Completed in 3 months. Cost £6000 – £600 deposit, 12 payments of £450
(ask about 24 months 0% APR!)

Get the Tattoo You Really Want While Saving Money

A tattoo is an investment in your dreams, your memories and your unique self. With special financing available from NR Studios, now you can get the tattoo you’ve always dreamed of without wondering how you’re going to pay for it all upfront.

By spreading out payments month to month, you’ll have an amazing, jaw-droppingly gorgeous tattoo to express yourself with, but without the hefty interest payments racking up on your credit card.

Ready to get started? Tell us about your dream tattoo below

Request Your Finance Quote

Frequently asked questions

How to Qualify for Credit?
To be accepted for credit you must meet the following criteria:

  • You are over 18 and employed at least 16 hours per week
  • You have a good credit history with no late payments, debt relief orders, CCJ’s
  • You are a permanent UK resident and able to supply a UK address history for the last 3 years

Meeting the criteria does not guarantee acceptance. If your application is accepted, a deposit of 10% must be paid. You will need to provide 2 forms of identification either:

  • Valid Full UK Driving licence (sorry, provisional licences are not accepted)
  • A passport
  • Bank statement related to the account used for the finance application, which needs to show name and address, be dated within the last 3 months and be an original, not a photocopy or a printout from the internet.
How long does it take to apply?
Our application form typically takes a few minutes to complete. Your application is then instantly sent to the finance company and they will typically respond with their decision in 10 minutes. Some applications may take longer to process. If for any reason we can’t give you an instant decision you will be notified as part of the application process in person or by e-mail for on-line applications, with a follow up e-mail as soon as a decision is confirmed.
What are the requirements for finance?
You must be a permanent UK resident and able to supply 3 years address history. You must have a UK bank account capable of accepting Direct Debits.
Will the finance company perform a credit check?
Yes. A credit check forms part of the automated decision making process.
Do I need a bank account?
Yes. You must have a UK bank account capable of accepting Direct Debits.
Do I need to pay a deposit?
Yes. If your credit application is accepted, you will be required to pay a deposit of 10% or 50% if you decide to choose to pay for your tattoo over a 6-12 month period with 0% APR.
Do I need to pay an additional booking fee?
No. Your deposit acts as the booking fee. Please be aware that should you decide to cancel your tattoo appointment without 7 days notice the deposit will be forfeited if we cannot fill the appointment with another client.
How will the tattoo be priced?
Each tattoo will be priced per piece and therefore be a fixed cost. This will be agreed with the tattoo artist following the consultation. We are also able to offer finance for a fixed number of sessions e.g. 4 sessions. This then gives you flexibility on the work that you want. If additional sessions are required you can book them in to meet your requirements.
Will I be able to be tattooed by any artist at NR Studios?
In principle yes, but the finance approval expires after 90 days and therefore your tattoo will need to be started before this. Some of our artists have long wait lists and you may be required to apply closer to time. This can be done via e-mail to save a return journey to the studio.
What is the minimum price for Finance?
The minimum is £400 of which you will need to provide a 10% deposit.
What if I want to significantly change the design of my tattoo before the 1st session or between multiple sessions?
If the tattoo changes in fixed price before the 1st session we will be able to adapt agreement subject to approval. If you decide to change between multiple sessions the repayments wont be able to altered. Additional work can of course be carried out through another Finance agreement or alternative payment methods.
What rates are available and how long can I spread the cost?
We offer 3 competitive options:

  1. 0% over 6 months is available for larger scale pieces that will be completed in a short period of time
  2. We offer 9.9% APR for tattoos completed within a 12 months period
  3. Our 3rd option is 19.9% that enables lower monthly repayments over a 24 or 36 months
How do I repay the loan?
Your monthly repayments are collected by Direct Debit.
Can the date of the Direct Debit be changed?
Yes, once the customer has been notified of their payment date they can call the Customer Service Team on 0333 240 8317.
How much does the loan cost?
The total cost of the loan is shown on the finance agreement.
How long before I have to start to repay the loan?
The first payment is typically due 30 days following the date of your 1st tattoo.
Can I pay my agreement off early?
You have the right to repay your loan early in full or in part. If you wish to repay any amount early, you must give written notice to us at: Omni Capital Retail Finance Limited, Oak House, Reeds Crescent, Watford, WD24 4QP. There are no early repayment fees.
What APR will I be charged?
The APR is shown clearly on the credit summary throughout the credit application process. It is also shown clearly on the credit agreement itself.
Are there any other charges?
Yes 10%
Can I cancel my credit agreement if I change my mind?
If this agreement was made exclusively using a means of distance communication (i.e. by post, telephone, email or online), you will have a right to cancel the agreement for a short time after the agreement is made. You can do this by telephoning us on 0333 240 8317 or writing to us at Omni Capital Retail Finance Limited, Oak House, Reeds Crescent, Watford, WD24 4QP. The cancellation period starts on the date of this agreement and ends on the expiry of 14 days beginning with the later of, the day after this agreement was made or, the day after the day on which you receive this agreement and all the terms. If you cancel this agreement during the cancellation period, we will refund any sum paid by you as soon as possible but in any event within 30 days of the date in which we receive notice that you wish to cancel this agreement. You will be required to return any goods delivered to you under this agreement to the Retailer within the same period. We may charge you for any service you have received under this agreement prior to you exercising your right to cancel. This will be an amount which is proportionate to the service actually provided. If you do not exercise your right to cancel during the cancellation period, this agreement will continue in accordance with the terms.
How do I ask for further information about the Credit Agreement?
If you have a question, require further information or if there is anything you do not understand regarding the credit agreement, please us on 01242 578 892 or 0330 240 8317. Alternatively seek free, independent advice from organizations’ such as the Citizen Advice Bureau or the Money Advice Service. *The credit advertised is provided exclusively by Omni Capital Finance Limited our finance partner.
Can a 3rd party compete the finance on behalf of someone else e.g. Father for a sons tattoo?
The person taking out the finance/applying for the finance will be responsible for making the re-payments, so for example, if the Father is applying for finance and accepted, it is the Father who is responsible for making the re-payments.